From water to electricity, food, gas and many other daily expenses, it is possible to reduce expenses with small gestures that are also more sustainable for our planet.

According to Pordata , the household savings rate was 14.8% in 1995 and, in 2019, it was 7.2%.

But how to save at home? We give you some ideas that you can put into practice after reading this article.

7 ideas for knowing how to save at home

Sometimes, managing a family or even an individual budget is not a simple task. If you don't know how to save on the smallest details, you're on the right page to find out.

And remember: saving not only helps your wallet, but also the environment.

Control your income

To get an idea of ​​what you spend per day or month, write down all the expenses you have (for example, you can write them down by category: house, car,...) to be able to define priorities: separate purchases that are important from those that are considered unnecessary expenses.

This way you will know what your fixed expenses are, what your monthly savings were on variables and in which areas you can further reduce costs.

Save in the water

Did you know that during a 5-minute shower with the tap running you can use around 60 liters? This number is given by EPAL, which gives some tips for saving water, such as opting for quick showers by turning off the tap while soaping up.

This rule applies to washing your teeth too: while you brush your teeth, you can keep the tap closed.

Before taking a shower, you can use the cold water to water your plants or even use it to flush the toilet. You can also use the water from washing fruits and vegetables to water the plants.

At this point, rainwater also helps with watering, flushing toilets and even ironing clothes.

You can reduce electricity! As?

How many times do you leave a room and forget to turn off the light? Or even leave some devices on standby? Sometimes this happens, but turning off the lights in the rooms you're not in and the appliances you're not using at the time helps you save money.

When you need to buy a new appliance, choose Class A appliances, which means they are more energy efficient. According to the Official Journal of the European Union , “Energy labeling allows customers to make informed choices based on the energy consumption of energy-related products.”

In addition to household appliances, you can also opt for economical light bulbs. Choosing windows or doors with good insulation also reduces the need to use fans in summer and heaters in winter.

Photovoltaic panels are also an option for saving electricity: according to the Energy Portal, these materials generate “free and clean electricity during the day, which will cover part of your energy needs inside the house.

By having this source of extra electricity, consumption during the day will offset the need to use energy from the grid.” Furthermore, it is a way of producing renewable energy.

Make a meal list!

You can make a weekly meal list so that you can have a better idea of ​​the products you will need to cook. Also write down the necessary quantities of each product according to the number of meals you are going to have (for example: cabbage - 2 dinners).

Don't forget to check what you already have at home before you go shopping. So, when you go to a grocery store or supermarket, you only buy what you really need (an important tip: buy in bulk), saving money, having fresh food in your daily diet and avoiding food waste.

PS: Promotions also help with this task!

You can take meals in a traditional lunch box to work

The fact that you bring your own meals to work means that you avoid having to spend money on going to restaurants or pastry shops (of course, it's also good to go and have different moments in your routine) and helps you to have a more balanced diet. .

If you choose the meal list you even have a better idea of ​​what you will eat during the week.

Avoid impulse purchases

Lists are a good option for this type of situation as they are made in a thoughtful, rational and logical way. Before going to the supermarket or shopping center, pay attention to what you really need to buy and, there, try to avoid impulses by asking yourself “Do I really need this?”.

Set a monthly amount

How much money would you like and be able to save per month taking into account your income? If you've already thought of a number, you can transfer it at the beginning of each month to your savings account.

Why? Because this way you can more easily manage your accounts with the real money that you can spend and you are not counting on what you want to save, because this is already actually saved in another account.

And what about cleaning?

You've probably already bought several cloths for cleaning, but have you ever thought that you can reuse clothes that are no longer in good condition and make small cloths for the same purpose?

Catarina Barreiros helps with this topic and reveals “I remember the thousands of trees that I helped to save, the thousands of liters of water that were not wasted and the amount of unmedicated clothing that was not taking up space in landfill.”

You should also take the opportunity to wash clothes and dishes only when you have enough to fill the machines. In general, you should prioritize cold water for cleaning, whether for clothes or floors. EcoX ecological detergents are ideal for this cold cleaning and are also 100% biodegradable.

After washing clothes or dishes, avoid drying programs: you can let them air dry.

The apps that help you: how to save more?

If you can't have a fully organized agenda and prefer to have something digital that organizes all the information more quickly, we give you some apps:

  • Money Lover
  • Boonzi
  • Toshl Finance
  • Mobiles
  • Money Care
  • Moneyboard
  • Monefy
  • Tax situation

Have you already put any of these ideas into practice?

Author: Daniela Matos